Lawyer discussing a trust

At the Law Office of Carey Thompson, we understand that estate planning is a personal journey unique for each individual. Directed trusts are crucial in this journey, offering flexibility and control over your financial legacy. Serving clients in El Paso and Dallas-Fort Worth, we’re here to guide you through the complexities of estate planning, ensuring your wishes are honored and your assets are managed effectively. 

Whether exploring directed trusts or other estate planning strategies, our team will provide innovative solutions tailored to your goals and circumstances. Let us help you navigate the path to securing your financial future. Contact our experienced trusts and estates attorney today.

What Is a Directed Trust?

A directed trust is a legal arrangement that allows for a division of responsibility among various parties involved in trust management. Unlike traditional trusts, where a single trustee holds and exercises all fiduciary duties, a directed trust appoints separate entities or individuals for specific roles. This setup typically involves a trustee, an investment director, and a distribution director.

The trustee maintains administrative control and is responsible for the trust’s overall management, but they do not make decisions regarding investments or distributions. These decisions are instead handled by the respective directors, allowing for specialized management in each area. This structure of a directed trust provides a tailored approach to trust management, catering to the unique needs of the beneficiaries. 

For example, the investment director focuses solely on maximizing the trust’s financial growth, while the distribution director ensures that the disbursements align with the trust’s objectives and the beneficiaries’ needs. 

This separation of duties not only allows for expert management in each domain but also adds a layer of checks and balances, enhancing the trust’s efficiency and effectiveness.

Benefits of a Directed Trust

Directed trusts offer a range of benefits, making them an attractive option for many individuals in estate planning. Key advantages include:

  • Increased Control Over Investments: With a directed trust, you can appoint an investment director solely focused on managing the trust’s assets, potentially leading to more effective and tailored investment strategies.
  • Enhanced Flexibility: This type of trust allows for the segregation of duties, which can be adjusted to suit the changing needs and circumstances of the beneficiaries.
  • Risk Mitigation: By dividing responsibilities, a directed trust reduces the risk of mismanagement, as different experts manage each aspect of the trust.

These benefits provide a robust, flexible, and secure way to manage your estate. By leveraging a directed trust, you can ensure that your assets are managed effectively, aligning with your specific goals and providing peace of mind for the future.

The Role of the Trust Director

The trust director in a directed trust holds a specialized and significant role focused on specific aspects of trust management. Unlike the trustee who handles administrative duties, the trust director is responsible for either investment decisions or distribution decisions, depending on their designated role. 

  • An investment director optimizes the trust’s asset portfolio, applying their expertise to ensure the investments align with the trust’s objectives and risk tolerance. 
  • A distribution director makes decisions about when and how to distribute the trust’s assets to the beneficiaries, considering their needs and the trust’s stipulations.

This focused approach allows for expert handling in key areas, enhancing the trust’s effectiveness.

Why Choose Carey Thompson

Our approach is centered around understanding your unique situation and goals, ensuring that every aspect of your trust is tailored to meet your specific requirements. We bring a wealth of knowledge and experience in estate planning, including:

  • Navigating the complexities of directed trusts
  • Providing guidance on the appointment of trust directors
  • Ensuring that your trust aligns with your estate planning objectives

The process begins with a personal consultation. During this meeting, we’ll discuss your financial goals, the needs of your beneficiaries, and how to integrate a directed trust into your overall estate plan.

Following this, we’ll handle the legal and administrative aspects, from drafting the trust document to coordinating with chosen directors, ensuring a seamless and practical setup of your directed trust. With our support, you can confidently secure your financial legacy.

Talk To An Experienced Estate Planning Lawyer About A Directed Trust

To explore how a directed trust can enhance your estate planning, contact the Law Office of Carey Thompson. Our team is here to provide personalized guidance in creating a trust that aligns with your unique needs and goals. Reach out today to schedule a consultation.