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By Carey Thompson
Founding Attorney

Filing for Social Security Disability benefits can feel overwhelming. After putting in the time and effort to complete your application, receiving a denial can be frustrating and discouraging. You’re not alone — many first-time applicants are denied, even if they truly need benefits. The critical thing to remember is that a denial is not the end of the road.

Let’s take a closer look at some of the most common reasons Social Security Disability (SSD) applications are denied — and what you can do about it.

1. Lack of Medical Evidence

One of the most common reasons for denial is not having enough medical evidence to prove your disability. Social Security needs detailed records that show:

  • The nature and severity of your condition
    How long your condition has lasted (or is expected to last)
  • How your condition affects your ability to work

If your application didn’t include substantial supporting documents like test results, doctor’s notes, and treatment records, it may have been denied for insufficient evidence.

2. You’re Earning Too Much Income

Social Security Disability is designed for people who cannot work substantially. Suppose you’re working and earning more than the Substantial Gainful Activity (SGA) limit set by the Social Security Administration (SSA). In that case, your application may be denied, even if you have a disabling condition.

In 2025, the SGA limit is around $1,500 per month for non-blind individuals (this amount changes annually). It’s important to be aware of these income limits when applying.

3. Your Disability Is Not Considered “Severe” Enough

To qualify for SSD benefits, your disability must be severe enough to prevent you from performing basic work activities. If Social Security believes you can still do some type of work, even if it’s not your old job, they may deny your claim.

Sometimes, applicants minimize their symptoms or fail to explain how their condition impacts their daily life and job functions. We can help you tell your story clearly and completely.

4. Failure to Follow Prescribed Treatment

If you do not follow the treatment plan recommended by your doctors, such as taking prescribed medications, attending therapy, or undergoing surgery, Social Security may deny your claim.

The SSA expects applicants to try reasonable treatments to improve their condition. If you have a valid reason for not following treatment (such as severe side effects or religious objections), you need to document it carefully.

5. Incomplete or Incorrect Forms

Filing for SSD involves a lot of paperwork, and small mistakes can have significant consequences. Missing information, incorrect details, or unanswered questions can lead to an automatic denial.

That’s why it’s so important to be thorough — and to get help from someone who knows how to complete the forms properly.

6. Prior Denials Without Significant Changes

If you reapply after a previous denial without providing new medical evidence or showing that your condition has worsened, the SSA may quickly deny your claim again.

Appealing your case (rather than simply filing a new application) is often a better approach. We help clients file strong appeals that address the issues from the initial denial.

7. Failure to Cooperate With the SSA

During the application process, the SSA may request additional information, medical exams, or interviews. If you miss appointments or fail to respond to requests, they can deny your claim for lack of cooperation.

Staying responsive and organized is key. We’ll work with you to make sure deadlines are met and nothing falls through the cracks.

What to Do After a Denial

If you’ve been denied, don’t give up. Many applicants who appeal eventually receive benefits. The first step is to carefully review your denial letter, which will explain why the SSA denied your claim. From there, you have the right to request a reconsideration, a hearing, or further appeal.

At the Law Office of Carey Thompson, we can:

We’re proud to support individuals and families throughout Fort Worth who need help getting the benefits they’ve earned.

Talk To a Dallas-Fort Worth Disability Attorney

A Social Security Disability denial can feel like a setback, but it’s not the end of your journey. With the right help, you can move forward and fight for the benefits you deserve. Contact the Law Office of Carey Thompson today to schedule a consultation and find out how we can help.

About the Author
Carey Thompson has been practicing Social Security Disability Law Since 2008 after he graduated from Texas Wesleyan School of Law, now known as Texas A&M school of Law in Fort Worth, TX.  While at Texas Wesleyan he served on Law Review.  Prior to going to Law School, Mr. Thompson was a High School Band Director for four years using his degree in Music Education from Michigan State University.  Prior to Attending Michigan State, he attended Aledo Schools from Kindergarten to graduate.  Mr.Thompson feels strongly about serving the people of Tarrant County.