Founding Attorney
Unfortunately, the process can feel cold and impersonal. You fill out forms, track down records, wait months for answers, and sometimes hear nothing back. The Dallas-Fort Worth Social Security Disability lawyers at the Law Office of Carey Thompson, P.C., see how frustrating that is. And we want to help you change it.
What You Should Know Before Applying for SSD Benefits
Before you fill out a single form, take time to understand what the Social Security Administration (SSA) looks for. Knowing the basics now can save you time, stress, and setbacks later.
Understanding SSDI Eligibility
Your condition must prevent you from engaging in “substantial gainful activity” (SGA) for at least 12 consecutive months. SSDI doesn’t cover partial or short-term disability. In most cases, you’ll need about 40 work credits, with 20 of those earned in the past 10 years.
Work credits are based on your income and how recently you worked. Younger workers with fewer credits may still qualify in certain cases. SSA looks at your age, how long you’ve worked, and whether your condition stops you from doing your past work or adjusting to a new job.
Importance of Medical Documentation
Medical records form the foundation of your claim. SSA doesn’t rely on general statements – they need detailed proof. Include lab results, imaging, hospital discharge summaries, prescription lists, and notes from every specialist involved in your care.
If you’ve seen more than one provider, collect records from each one. Include treatment notes, test results, and hospital summaries. If your condition has worsened, update your file with recent information. Create a timeline of your care so you can track your progress and respond clearly if SSA asks for more details.
Federal vs. Texas-Specific Requirements
SSDI operates under federal law, but your application is processed at the state level by Texas Disability Determination Services (DDS). This agency reviews your records, may schedule an exam, and makes the first decision on your case.
You’ll also interact with local SSA field offices in cities like Dallas, Houston, and San Antonio. These offices collect your documents, answer questions, and forward your case to DDS. If your claim is approved, SSA handles the payments. If denied, Texas follows federal appeal procedures.
While Texas doesn’t have state-specific SSDI rules, navigating the process often requires having a knowledge of the local resources available to you. Some local organizations help applicants gather documentation, schedule appointments, or access healthcare services while waiting for a decision.
Steps to File an Application for Social Security Disability Benefits
Start by pulling together the records that prove your case. SSA doesn’t guess – they decide based on what you give them.
Gather Medical and Work History
Start by collecting the information SSA will request:
- Names and contact information for all treating doctors
- Medical facilities, hospitals, and clinics visited
- Diagnoses, treatment dates, procedures, and test results
- A full list of medications
- Work history for the last 15 years, including job titles, responsibilities, and dates
This information helps SSA evaluate your condition and determine if your past work – or any other work – remains possible.
Complete the Application
You can apply online, over the phone, or in person. The application asks about your medical condition, daily limitations, and employment history. Answer every question completely. Leave nothing blank unless instructed to do so.
Be clear and honest. Describe how your condition affects your ability to walk, sit, focus, remember, or manage daily routines. Avoid vague phrases like “sometimes” or “a lot.” Stick to facts that paint a clear picture.
If you’re unsure how to answer a question, speak with a representative or attorney before guessing. Inconsistent or unclear answers often cause delays or denials.
Submit the Application to SSA
When you’re ready, submit your completed application with all required attachments:
- Signed medical releases
- Function and work history reports
- Contact information for all providers
- Any supporting statements from doctors, caregivers, or family
SSA forwards your application to Texas DDS, which then gathers medical records, schedules consultative exams if needed, and issues a decision. This process can take three to six months or longer.
Monitor the Status and Prepare for Potential Appeals
You can track your application status online through your “my Social Security” account. If SSA requests more information, respond quickly. Delays can harm your case.
Most first-time applications get denied. Don’t give up. You have 60 days to request a reconsideration. If denied again, you can request a hearing with an Administrative Law Judge. Many applicants are awarded their benefits during appeals, especially when they present new evidence or hire legal representation.
If your case goes to a hearing, your lawyer will present evidence, question witnesses, and argue why your condition qualifies under SSA rules. The hearing gives you a chance to speak directly to a judge about how your disability affects your life.
Can I Apply for SSD Online?
Many people start their SSDI application online. If you feel ready to apply, here’s where to begin.
How to Access the Online Application
Visit the SSA website to start your application. Create a secure login and follow the prompts. You’ll have the option to save your progress and return later.
Online applications allow you to upload documents, enter information directly into SSA’s system, and avoid the hassle of scheduling in-person appointments.
Pros and Cons of Filing Online
The online system gives you several clear benefits and some drawbacks you should be aware of. The advantages include:
- Convenient, available 24/7
- Reduces paperwork and mailing costs
- Immediate confirmation of submission
Some of the drawbacks of filing online include:
- No guidance from a live representative
- Complex or borderline cases may need extra help
- Easy to misunderstand or misrepresent your condition
If you aren’t comfortable with technology or your case has complicating factors (multiple conditions, mental health claims, recent work changes), consider applying in person or consulting an attorney first.
Filing online works best when your documentation is ready and your condition clearly meets SSA criteria. If you’re unsure, asking for help early on can save time later.
Tips When Applying for SSD Benefits
Strong claims don’t rely on luck. They succeed because applicants follow clear, consistent steps, starting with how they fill out their forms.
Be Thorough and Honest in All Forms
The SSA compares your application to your medical records. When the two line up, your claim gets stronger.
Be sure to include examples. If you can only sit for 20 minutes at a time or need help bathing or cooking, say so. SSA uses this level of detail to decide whether you qualify.
Keep Copies of Everything You Submit
Always keep digital or physical copies of:
- Application forms
- Correspondence from SSA
- Medical releases and reports
- Your SSA login and claim number
If something gets lost or delayed, you’ll have proof of what you submitted and when. This also helps your attorney, should you need one.
Save envelope postmarks and keep a log of every communication. If someone at SSA gives you information over the phone, write it down with the time, date, and name of the person you spoke to.
Stay in Contact with Your Medical Providers
Tell your providers you’re applying for SSDI. They may receive record requests or questionnaires from DDS. Prompt responses from doctors can move your case along.
Keep attending appointments. Missed follow-ups or gaps in treatment weaken your case. If you stop care, SSA may assume you’ve improved. Stay consistent, and ask your providers to document every change.
Ask if your doctor can write a detailed statement about your condition and its effect on your ability to work. These statements often help during appeals.
How Do I Apply for Social Security Disability in Texas?
You have more than one way to apply in Texas. The best option depends on your situation, your comfort level, and how quickly you want to get started.
Where to Apply (Local SSA Office, Online, Phone)
You can apply:
- Online at ssa.gov
- By phone at 1-800-772-1213
- In person at your nearest SSA office (appointments recommended)
Texas has dozens of SSA offices. Dallas-Fort Worth, Houston, Austin, and El Paso all have local branches. For those in rural areas, online filing or phone appointments provide greater access.
Check your local office’s website for current hours and procedures. Some offices require appointments, while others accept walk-ins for limited services.
State Resources and Support in Texas
While Texas doesn’t operate its own disability benefits program, several state-level agencies offer support:
- Texas Health and Human Services – Provides Medicaid, SNAP, and other assistance
- Disability Rights Texas – Offers resources and advocacy
- Vocational Rehabilitation Services – Assists those seeking to return to work with a disability
These programs can help while you wait for SSDI approval or if you need help figuring out related benefits.
Some non-profits also offer case management, transportation to medical appointments, or help securing affordable housing for people living with disabilities.
The Role of a Texas SSD Attorney
You pay no upfront fees. If you win, SSA deducts legal fees from your back pay – capped at 25 percent or $7,200. A lawyer helps you avoid common mistakes and builds a stronger case from the beginning.
Having a local attorney can help. A lawyer who practices in Texas knows how local SSA offices operate and may even be familiar with specific judges who handle disability hearings in your area.
What Can I Do to Make Sure I Get Approved for SSDI Disability?
Most people don’t realize how much control they have over the outcome. When you follow the right steps from the start, you give yourself a better chance of getting approved.
File Your Claim as Soon as You Are Disabled to Establish a Date of Onset
Complete All Claim Forms Correctly and Fill in All Required Details to the Best of Your Knowledge
Answer every question fully. Include dates, provider names, medications, and job details. Check records – don’t rely on memory. If something feels unclear, ask for help. Even small mistakes can lead to delays or denials, so review everything before you submit.
Watch for Filing Deadlines
You have 60 days to appeal a denial. Miss that window, and you start over. Track every deadline, save all letters, and keep proof of every submission. SSA may allow an extension if you show good cause, but you need to ask early and provide documentation.
Consult a Qualified Social Security Disability Attorney
SSA allows you to apply on your own, but you don’t have to. A lawyer can help you organize your information, stay on track, and build a complete, persuasive case.
The Law Office of Carey Thompson, P.C., represents clients across Texas. When you work with our Dallas-Fort Worth Social Security Disability lawyers, you get more than legal knowledge – you get support from a team that understands what’s at stake.
We help you move your claim forward, reduce the stress of the process, and fight for the benefits you deserve. Contact us today to schedule a free consultation.